Retirement Ready Model
Why Most Retirement Plans Fail… And How This One Succeeds
Level 1 – Foundation: Guaranteed Lifetime Income
Protect your essential expenses with Fixed Indexed Annuities with income riders, SPIAs, and DIAs. Build a paycheck you can count on no matter what the market does.
Level 2 – Health Security & Legacy Protection
Shield your savings from long-term care costs using permanent life insurance with powerful long-term care riders. Get leveraged benefits (often 2x–4x your premium) plus a tax-free legacy if care is never needed.
Level 3 – Tax-Advantaged Accumulation
Grow your remaining assets safely with Multi-Year Guaranteed Annuities (MYGAs) and accumulation-focused Fixed Indexed Annuities — principal protection, competitive rates, and reduced volatility.
What You’ll Discover Inside the Free Ebook
- How Fixed Indexed Annuities with income riders can dramatically increase your guaranteed lifetime income the longer you defer (example: $300k at age 58 → up to 14.3% effective withdrawal rate by age 68)
- Why laddering annuities helps you beat inflation without market risk
- How asset-backed long-term care solutions through life insurance eliminate the “use it or lose it” problem of traditional LTC policies
- Real client example: How a married couple age 60 with a average size portfolio created $41,650 in guaranteed annual income + massive LTC protection + guaranteed growth (5.9% annual compounding)
- Simple 3-step process to build your personalized Retirement Ready plan
Ready to Become Retirement Ready?
- ✅ No cost. No obligation.
- ✅ Instant digital download.
- ✅ Practical strategies you can use immediately.
Your Future Self (and Your Family) Will Thank You
Don’t leave your retirement to chance.
Join thousands of retirees who have moved from worry to confidence with a rock-solid plan built on guarantees first.
Book your complimentary strategy session after reading the ebook at www.coveredandcompounding.com