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Indexed Universal Life

Understanding Indexed Universal Life Expenses

By Joseph Gutierrez One of the great things about Indexed Universal Life (IUL) is its overall transparency, especially with its expense ledger.  Unlike Whole Life, we are able to see a break down of our policy’s expenses and how it affects our policies growth. A simplistic way to view Indexed

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Whole Life

Best Whole Life Dividend Rates in 2026

By Joseph Gutierrez Let’s take a quick look at whole life declared dividend rates in 2026. Remember, with whole life insurance, our Declared Dividend Rate is a calculated gross yield that is awarded to policyholders.  Much like a dividend yielding stock like Proctor and Gamble, who will declare a dividend

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